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	<title>Comments on: Charitable Giving and the Recession</title>
	<atom:link href="http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/</link>
	<description>A Journal of Jewish Thought and Opinion</description>
	<lastBuildDate>Thu, 29 Jul 2010 17:26:34 +0000</lastBuildDate>
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		<title>By: Chaim</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378308</link>
		<dc:creator>Chaim</dc:creator>
		<pubDate>Sun, 12 Jul 2009 00:58:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378308</guid>
		<description>With an expected increase in localizing the giving, should there also be a decrease in remote collecting?

I&#039;ve had several occasions of telemarketter type calls considering my wallet which they imagine bigger than it is part of the caller&#039;s local community.

When looking into the great intention behind the organization that called to provide a wonderful service, it was disheartening to find that with no local (to me) organization that provides that service, to hear flat out that they only service their local community.  That those in my community with the very same need they are raising funds to serve won&#039;t be serviced because they are not considered local.

And this was well before the latest financial worsenings.</description>
		<content:encoded><![CDATA[<p>With an expected increase in localizing the giving, should there also be a decrease in remote collecting?</p>
<p>I&#8217;ve had several occasions of telemarketter type calls considering my wallet which they imagine bigger than it is part of the caller&#8217;s local community.</p>
<p>When looking into the great intention behind the organization that called to provide a wonderful service, it was disheartening to find that with no local (to me) organization that provides that service, to hear flat out that they only service their local community.  That those in my community with the very same need they are raising funds to serve won&#8217;t be serviced because they are not considered local.</p>
<p>And this was well before the latest financial worsenings.</p>
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		<title>By: Yehoshua Friedman</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378261</link>
		<dc:creator>Yehoshua Friedman</dc:creator>
		<pubDate>Thu, 09 Jul 2009 20:54:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378261</guid>
		<description>My apology for an incorrect second URL on the above comment. Go to the Aish website, under Spirituality find Lori Almost Live, under that find Jewish Convert to Islam. There you will find Lori&#039;s response about which I commented. For those who are interested in beshem omro, attributing sources properly.</description>
		<content:encoded><![CDATA[<p>My apology for an incorrect second URL on the above comment. Go to the Aish website, under Spirituality find Lori Almost Live, under that find Jewish Convert to Islam. There you will find Lori&#8217;s response about which I commented. For those who are interested in beshem omro, attributing sources properly.</p>
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		<title>By: Jewish Observer</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378107</link>
		<dc:creator>Jewish Observer</dc:creator>
		<pubDate>Mon, 06 Jul 2009 01:50:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378107</guid>
		<description>&quot;the handwriting is on the wall and every golus has an end, I will not belabor this point&quot;

- What&#039;s your evidence that the end of golus America is drawing to a close now any more than you would have thought during the crushing depression of the 30&#039;s or the anxious war time of the 40&#039;s?</description>
		<content:encoded><![CDATA[<p>&#8220;the handwriting is on the wall and every golus has an end, I will not belabor this point&#8221;</p>
<p>- What&#8217;s your evidence that the end of golus America is drawing to a close now any more than you would have thought during the crushing depression of the 30&#8217;s or the anxious war time of the 40&#8217;s?</p>
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		<title>By: L. Oberstein</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378096</link>
		<dc:creator>L. Oberstein</dc:creator>
		<pubDate>Sun, 05 Jul 2009 21:03:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378096</guid>
		<description>I have the perspective of both living in chutz l&#039;arertz ,being involved in tzedaka and having lots of grandchildren  growing up in Eretz Yisrael. One cannot generalize as both places are varied and there are all kinds of situations.  True, you may make more money in America but your tuition will eat much of it up. True, you pay a pittance for tuition in Israel, but many jobs pay only symbolic salaries. $1,000 a month is considered a realistic salary for a rebbe in Israel, who can live on that? The best of both worlds is to live in Israel, send your kids to mamlachti dati torani schools , own a home in Moddin that you bought before construction and make your living in chutz lareretz. The other alternative is having parents in America who bought the dira and who support forever. One choice I would reject with all my strength is trying to assimilate into the Israeli chareidi world that fights against career education, isolates and indoctrinates its charges and believes that it is ok to lose a lot of the youth as long as the real ramilies are pure bloods. They are nice people but they are living in a diffrent century and refuse to adapt to changing circumstances.  The best thing that could happen to Israeli Judaism is if enough people made aliyah to make the normal American chareidi life style livable in Israel.</description>
		<content:encoded><![CDATA[<p>I have the perspective of both living in chutz l&#8217;arertz ,being involved in tzedaka and having lots of grandchildren  growing up in Eretz Yisrael. One cannot generalize as both places are varied and there are all kinds of situations.  True, you may make more money in America but your tuition will eat much of it up. True, you pay a pittance for tuition in Israel, but many jobs pay only symbolic salaries. $1,000 a month is considered a realistic salary for a rebbe in Israel, who can live on that? The best of both worlds is to live in Israel, send your kids to mamlachti dati torani schools , own a home in Moddin that you bought before construction and make your living in chutz lareretz. The other alternative is having parents in America who bought the dira and who support forever. One choice I would reject with all my strength is trying to assimilate into the Israeli chareidi world that fights against career education, isolates and indoctrinates its charges and believes that it is ok to lose a lot of the youth as long as the real ramilies are pure bloods. They are nice people but they are living in a diffrent century and refuse to adapt to changing circumstances.  The best thing that could happen to Israeli Judaism is if enough people made aliyah to make the normal American chareidi life style livable in Israel.</p>
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		<title>By: Yehoshua Friedman</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378081</link>
		<dc:creator>Yehoshua Friedman</dc:creator>
		<pubDate>Sun, 05 Jul 2009 09:42:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378081</guid>
		<description>I live in EY but recognize that not everyone is ready to pick up and move there tomorrow to next week. Although the handwriting is on the wall and every golus has an end, I will not belabor this point. What I do want to point out is that the ehrlicher Yid in America who is struggling to make a living, school his kids and give tzedaka should realize that making aliya would not necessarily impoverish him and his family. The family&#039;s income would go down and creative solutions and career changes would be necessary, to be sure, but it can be done. OTOH, simchas are much less expensive in EY than in America and tuition is nowhere in the same league. You get to live among Jews and help to shape Jewish destiny. 
That said, we need the Torah of EY in the Diaspora. Jewish outreach is still fighting the last war, of assimilation, shmad and indifference, which admittedly is still going on. The odd character who walks into a shul has to be accepted with better than &quot;you&#039;re sitting in my seat&quot;. But the chilling YouTube video of the Jewish woman at studying at Berkeley has another message.
See it at: http://www.youtube.com/watch?v=BqgjmG98Hzw .
Now see Lori Almost Live on Aish with her take on it:
http://www.youtube.com/watch?v=BqgjmG98Hzw .
Lori looks at this as a simple outreach failure, a failure to be there and be nice.
I think that the problem is qualitatively different. The powerful attraction of the marching footsteps army of the Islamic nation is very seductive. Being nice alone will not counter it. Showing that we have modesty, prayer, faith, etc. will not be enough either. The only answer we have is the Jewish take on nationalism, Torat Eretz Yisrael. The outreach Judaism of Galut America is not able to plug into it. It takes Torat Eretz Yisrael. By this I do not mean only doctrinaire Religious Zionism of the Bnai Akiva-Mizrachi type. I also include learning Kuzari, Ramchal, Maharal, Gr&quot;a, Eim Habanim Smeicha as well as Rav Kook. In EY we have people like Rav Yoel Schwartz and the Zilbermans among many others. But we have to find a way to deliver this Torah THERE, where it is desperately needed.
That&#039;s what really bothers me about a totally local approach to dealing with the problems of our people.</description>
		<content:encoded><![CDATA[<p>I live in EY but recognize that not everyone is ready to pick up and move there tomorrow to next week. Although the handwriting is on the wall and every golus has an end, I will not belabor this point. What I do want to point out is that the ehrlicher Yid in America who is struggling to make a living, school his kids and give tzedaka should realize that making aliya would not necessarily impoverish him and his family. The family&#8217;s income would go down and creative solutions and career changes would be necessary, to be sure, but it can be done. OTOH, simchas are much less expensive in EY than in America and tuition is nowhere in the same league. You get to live among Jews and help to shape Jewish destiny.<br />
That said, we need the Torah of EY in the Diaspora. Jewish outreach is still fighting the last war, of assimilation, shmad and indifference, which admittedly is still going on. The odd character who walks into a shul has to be accepted with better than &#8220;you&#8217;re sitting in my seat&#8221;. But the chilling YouTube video of the Jewish woman at studying at Berkeley has another message.<br />
See it at: <a href="http://www.youtube.com/watch?v=BqgjmG98Hzw" rel="nofollow">http://www.youtube.com/watch?v=BqgjmG98Hzw</a> .<br />
Now see Lori Almost Live on Aish with her take on it:<br />
<a href="http://www.youtube.com/watch?v=BqgjmG98Hzw" rel="nofollow">http://www.youtube.com/watch?v=BqgjmG98Hzw</a> .<br />
Lori looks at this as a simple outreach failure, a failure to be there and be nice.<br />
I think that the problem is qualitatively different. The powerful attraction of the marching footsteps army of the Islamic nation is very seductive. Being nice alone will not counter it. Showing that we have modesty, prayer, faith, etc. will not be enough either. The only answer we have is the Jewish take on nationalism, Torat Eretz Yisrael. The outreach Judaism of Galut America is not able to plug into it. It takes Torat Eretz Yisrael. By this I do not mean only doctrinaire Religious Zionism of the Bnai Akiva-Mizrachi type. I also include learning Kuzari, Ramchal, Maharal, Gr&#8221;a, Eim Habanim Smeicha as well as Rav Kook. In EY we have people like Rav Yoel Schwartz and the Zilbermans among many others. But we have to find a way to deliver this Torah THERE, where it is desperately needed.<br />
That&#8217;s what really bothers me about a totally local approach to dealing with the problems of our people.</p>
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		<title>By: Aron</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378048</link>
		<dc:creator>Aron</dc:creator>
		<pubDate>Fri, 03 Jul 2009 17:07:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378048</guid>
		<description>Reading the comment from R&#039; Fisher annoyed me as well. But realize it is a very valuable comment. It is apparent that he wasn&#039;t intending to offend all of us living in America as Yiddin. Like it or not, many in Israel likely share the perspective that Chaim expressed. 

It really has nothing to do with the topic of the article, which was about how to allocate resources that are earmarked for tzedakah. How to allocate MORE resources for tzdakah is a seperate issue.</description>
		<content:encoded><![CDATA[<p>Reading the comment from R&#8217; Fisher annoyed me as well. But realize it is a very valuable comment. It is apparent that he wasn&#8217;t intending to offend all of us living in America as Yiddin. Like it or not, many in Israel likely share the perspective that Chaim expressed. </p>
<p>It really has nothing to do with the topic of the article, which was about how to allocate resources that are earmarked for tzedakah. How to allocate MORE resources for tzdakah is a seperate issue.</p>
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		<title>By: anonymous</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378024</link>
		<dc:creator>anonymous</dc:creator>
		<pubDate>Thu, 02 Jul 2009 20:00:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378024</guid>
		<description>Comment for Nathan # 29. I honestly don&#039;t think that Chaim Fisher is bitter at his job or learning or the like. I believe he has a very good point that people can lower their standards in which they live and not have it be so impossible to live. We have been accustomed to thinking that we &quot;can&#039;t live&quot; without a particular material something or other as though it is tragic. He is correct that we can make do with less.
   Chaim Fisher is only commenting on the material things - not the spiritual.......</description>
		<content:encoded><![CDATA[<p>Comment for Nathan # 29. I honestly don&#8217;t think that Chaim Fisher is bitter at his job or learning or the like. I believe he has a very good point that people can lower their standards in which they live and not have it be so impossible to live. We have been accustomed to thinking that we &#8220;can&#8217;t live&#8221; without a particular material something or other as though it is tragic. He is correct that we can make do with less.<br />
   Chaim Fisher is only commenting on the material things &#8211; not the spiritual&#8230;&#8230;.</p>
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		<title>By: another Nathan</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378022</link>
		<dc:creator>another Nathan</dc:creator>
		<pubDate>Thu, 02 Jul 2009 17:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378022</guid>
		<description>Chaim Fisher, are you also this bitter when you teach Torah?  If you&#039;re not happy in a job that depends on the generosity of others, get another job. </description>
		<content:encoded><![CDATA[<p>Chaim Fisher, are you also this bitter when you teach Torah?  If you&#8217;re not happy in a job that depends on the generosity of others, get another job.</p>
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		<title>By: Bob Miller</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378021</link>
		<dc:creator>Bob Miller</dc:creator>
		<pubDate>Thu, 02 Jul 2009 16:12:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378021</guid>
		<description>Regarding the comment by Nathan — July 1, 2009 @ 10:19 pm :

Will the sky fall in on someone who dares not to be ostentatious?  People without the resources or desire to overspend on luxuries (items or events) should have the self-confidence to do what&#039;s right regardless of what others do.  We can change our own behavior as needed.</description>
		<content:encoded><![CDATA[<p>Regarding the comment by Nathan — July 1, 2009 @ 10:19 pm :</p>
<p>Will the sky fall in on someone who dares not to be ostentatious?  People without the resources or desire to overspend on luxuries (items or events) should have the self-confidence to do what&#8217;s right regardless of what others do.  We can change our own behavior as needed.</p>
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		<title>By: Michoel</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378017</link>
		<dc:creator>Michoel</dc:creator>
		<pubDate>Thu, 02 Jul 2009 12:23:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378017</guid>
		<description>Mark,
&quot;Do you really need rabbanim to tell you to spend within your means?&quot;  My post was not about living within ones means.  My post was about living modestly, even when one has the means to do otherwise.  And yes, very many people need to be told to do that.</description>
		<content:encoded><![CDATA[<p>Mark,<br />
&#8220;Do you really need rabbanim to tell you to spend within your means?&#8221;  My post was not about living within ones means.  My post was about living modestly, even when one has the means to do otherwise.  And yes, very many people need to be told to do that.</p>
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		<title>By: Nathan</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378015</link>
		<dc:creator>Nathan</dc:creator>
		<pubDate>Thu, 02 Jul 2009 03:19:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378015</guid>
		<description>About a decade ago, the Gedolim tried to reduce the Frum cost of living by eliminating the obsolete and unnecessary VORT ceremony.

But I know people who do not listen to this; they have Vorts in addition to expensive weddings and Sheva Brachahs.

They enjoy kvelling and socializing, and if less affluent Jews can not keep up with that standard, they seem to not care about that.</description>
		<content:encoded><![CDATA[<p>About a decade ago, the Gedolim tried to reduce the Frum cost of living by eliminating the obsolete and unnecessary VORT ceremony.</p>
<p>But I know people who do not listen to this; they have Vorts in addition to expensive weddings and Sheva Brachahs.</p>
<p>They enjoy kvelling and socializing, and if less affluent Jews can not keep up with that standard, they seem to not care about that.</p>
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		<title>By: Mark</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378014</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Wed, 01 Jul 2009 21:54:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378014</guid>
		<description>Michoel,

&quot;With all due and enormous kavod to the Rabbanim in town here, perhaps takanos to spend less would have a lot more long term benefit then takanos to keep tzedaka local.&quot;

Do you really need rabbanim to tell you to spend within your means? Must they do that as well or is that something that we can figure out on our own?

The job of rabbanim is not to ensure that you  do that which is common sense. It is to assist those who have difficulty understanding what the Torah wants from us in specific situations have a clearer view. In regards to tzedaka, there is alot of pressure from many sides to support all sorts of tzedakos, many of which are very worthy. Ultimately, especially in difficult times, this is not possible so they offered guidelines that one can feel comfortable following and not experience the guilt that often accompanies a refusal. Any more than that is superfluous and opens them to criticism.</description>
		<content:encoded><![CDATA[<p>Michoel,</p>
<p>&#8220;With all due and enormous kavod to the Rabbanim in town here, perhaps takanos to spend less would have a lot more long term benefit then takanos to keep tzedaka local.&#8221;</p>
<p>Do you really need rabbanim to tell you to spend within your means? Must they do that as well or is that something that we can figure out on our own?</p>
<p>The job of rabbanim is not to ensure that you  do that which is common sense. It is to assist those who have difficulty understanding what the Torah wants from us in specific situations have a clearer view. In regards to tzedaka, there is alot of pressure from many sides to support all sorts of tzedakos, many of which are very worthy. Ultimately, especially in difficult times, this is not possible so they offered guidelines that one can feel comfortable following and not experience the guilt that often accompanies a refusal. Any more than that is superfluous and opens them to criticism.</p>
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		<title>By: anonymous</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378010</link>
		<dc:creator>anonymous</dc:creator>
		<pubDate>Wed, 01 Jul 2009 20:22:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378010</guid>
		<description>Comment for commenter #21. I have lovely Christian neighbors who depict the mind set and lifestyle that you just expressed. They home school their children. They build all of their own house hold outdoor stuff and when the rabbi&#039;s house flooded two weeks ago, the husband cut lumber in his garage and he and my husband went into the rabbi&#039;s home and lifted the furniture up to place the blocks of wood on the floor so that the furniture legs could be spared. They carried all of the seforim to another home so the heat and water would not damage the &quot;holy books.&quot;
   It would seem that not only is this kind and thoughtful, it is also resourceful.
   I help others in the community to &quot;de-clutter&quot; their homes and we share the no longer needed items to those in need....perhaps if others did this it would save money from having to go out and buy etc....
   What I am trying to say is that kindness combined with resourcefulness can help in a community- no matter what the size is and perhaps this would leave us with more $ to give to help others.....</description>
		<content:encoded><![CDATA[<p>Comment for commenter #21. I have lovely Christian neighbors who depict the mind set and lifestyle that you just expressed. They home school their children. They build all of their own house hold outdoor stuff and when the rabbi&#8217;s house flooded two weeks ago, the husband cut lumber in his garage and he and my husband went into the rabbi&#8217;s home and lifted the furniture up to place the blocks of wood on the floor so that the furniture legs could be spared. They carried all of the seforim to another home so the heat and water would not damage the &#8220;holy books.&#8221;<br />
   It would seem that not only is this kind and thoughtful, it is also resourceful.<br />
   I help others in the community to &#8220;de-clutter&#8221; their homes and we share the no longer needed items to those in need&#8230;.perhaps if others did this it would save money from having to go out and buy etc&#8230;.<br />
   What I am trying to say is that kindness combined with resourcefulness can help in a community- no matter what the size is and perhaps this would leave us with more $ to give to help others&#8230;..</p>
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		<title>By: Jewish Observer</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378009</link>
		<dc:creator>Jewish Observer</dc:creator>
		<pubDate>Wed, 01 Jul 2009 20:01:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378009</guid>
		<description>&quot;The innovation is somewhat radical. Community rabbonim are urging that tzedakah be allocated according to the guidelines actually prescribed by halachah!&quot;

- If you want to pull the halachah card, you have to deal with the complicated (and often problematic for toshavei chu&quot;l) halachic issue of the Baltimore baal habayit&#039;s right to be living there in the first place. Devoting a significant chunk of tzedakah money to EY because you love EY shouldn;t be worse than devoting it to a beutiful etrog or 8 full days of shmurah matzah - which no one here has questioned.</description>
		<content:encoded><![CDATA[<p>&#8220;The innovation is somewhat radical. Community rabbonim are urging that tzedakah be allocated according to the guidelines actually prescribed by halachah!&#8221;</p>
<p>- If you want to pull the halachah card, you have to deal with the complicated (and often problematic for toshavei chu&#8221;l) halachic issue of the Baltimore baal habayit&#8217;s right to be living there in the first place. Devoting a significant chunk of tzedakah money to EY because you love EY shouldn;t be worse than devoting it to a beutiful etrog or 8 full days of shmurah matzah &#8211; which no one here has questioned.</p>
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		<title>By: CR</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378008</link>
		<dc:creator>CR</dc:creator>
		<pubDate>Wed, 01 Jul 2009 17:06:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378008</guid>
		<description>&quot;to match the living standard of the goyish American middle class...&quot;
&quot;A lawyer in Baltimore...&quot;

I see comments like this and I see red.  R&#039; Chaim Fisher, WADR, you haven&#039;t the slightest idea what is involved living an ehrliche life in the US.  You and far too many of your E&quot;Y compatriots have constructed a grotesque, elaborate caricature of how Americans live.  The reality is that the doctor, lawyer or businessman who makes $250k+++ a year is not nearly as common as you think.  The vast majority of Orthodox subsist on but a fraction of that. </description>
		<content:encoded><![CDATA[<p>&#8220;to match the living standard of the goyish American middle class&#8230;&#8221;<br />
&#8220;A lawyer in Baltimore&#8230;&#8221;</p>
<p>I see comments like this and I see red.  R&#8217; Chaim Fisher, WADR, you haven&#8217;t the slightest idea what is involved living an ehrliche life in the US.  You and far too many of your E&#8221;Y compatriots have constructed a grotesque, elaborate caricature of how Americans live.  The reality is that the doctor, lawyer or businessman who makes $250k+++ a year is not nearly as common as you think.  The vast majority of Orthodox subsist on but a fraction of that.</p>
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		<title>By: One Christian's perspective</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378005</link>
		<dc:creator>One Christian's perspective</dc:creator>
		<pubDate>Wed, 01 Jul 2009 15:09:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378005</guid>
		<description>.......&quot; it is impossible to dance in all the chassanas at once: to match the living standard of the goyish American middle class and still take out of one’s income enormous sums of money for education which the goyim don’t have to take out of their paychecks, and hold down a serious learning seder, which the goyim don’t have to do, and still meet those same gentile outrageously high standards for cars, private home, clothes, restaurants, and so on.&quot; As I said, ‘they don’t have any choice.’  -  Comment by Chaim Fisher 

Please do not paint all goyim by the same brush.  It is simply not true.  Most Americans are moderate or conservative in their values and do not live a lavish life style.  Very educated women in my church, have given up the idea of having a career that pays well to ease financial burdens.  Instead, they are stay-at-home moms who often home school their children, chose which activities are appropriate for young minds, teach their children by example, look for activities that are creative but not costly that do not include a lot of TV or movies...but, rather family.  And yes, these parents give up much so that their children can go to college and get a good start in life.  There are many temptations in the world today....but, a godly parent is worth their weight in gold.</description>
		<content:encoded><![CDATA[<p>&#8230;&#8230;.&#8221; it is impossible to dance in all the chassanas at once: to match the living standard of the goyish American middle class and still take out of one’s income enormous sums of money for education which the goyim don’t have to take out of their paychecks, and hold down a serious learning seder, which the goyim don’t have to do, and still meet those same gentile outrageously high standards for cars, private home, clothes, restaurants, and so on.&#8221; As I said, ‘they don’t have any choice.’  &#8211;  Comment by Chaim Fisher </p>
<p>Please do not paint all goyim by the same brush.  It is simply not true.  Most Americans are moderate or conservative in their values and do not live a lavish life style.  Very educated women in my church, have given up the idea of having a career that pays well to ease financial burdens.  Instead, they are stay-at-home moms who often home school their children, chose which activities are appropriate for young minds, teach their children by example, look for activities that are creative but not costly that do not include a lot of TV or movies&#8230;but, rather family.  And yes, these parents give up much so that their children can go to college and get a good start in life.  There are many temptations in the world today&#8230;.but, a godly parent is worth their weight in gold.</p>
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		<title>By: Ori</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378004</link>
		<dc:creator>Ori</dc:creator>
		<pubDate>Wed, 01 Jul 2009 14:54:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378004</guid>
		<description>Chaim Fisher: &lt;i&gt;A lawyer in Baltimore cannot move his family into a dumpy three bedroom apartment and ride a bike to work so he can keep up a huge learning seder and pay all the schar limud and tell his family it’s all for Torah. He’ll be out of a job. Something’s gotta give.&lt;/i&gt;

Ori: Exactly. Furthermore, unless you&#039;re going to rely on miracles, the Jewish people cannot afford for all the Jewish lawyers in Baltimore to become full time Torah learners.

If Leizer Lawyer needs to spend 47% of his income having a lifestyle that would work for keeping his job, and another 47% paying tuition for his kids, that leaves only 6% for charity. But it&#039;s still more than the nothing he&#039;d be able to donate if he moved to Israel. Leizer doesn&#039;t know Israel law, and does not have a license to practice law in Israel.

Tough economic times mean that there is less Tzedakah money to go around. I don&#039;t see how this could translate in the Israeli Charedi community to anything other than less Torah learning. Maybe it would be possible for Leizer Lawyer to oursource some paralegal work to former Kollel students whose Talmudic study taught them logic, assuming their English is up to it.</description>
		<content:encoded><![CDATA[<p>Chaim Fisher: <i>A lawyer in Baltimore cannot move his family into a dumpy three bedroom apartment and ride a bike to work so he can keep up a huge learning seder and pay all the schar limud and tell his family it’s all for Torah. He’ll be out of a job. Something’s gotta give.</i></p>
<p>Ori: Exactly. Furthermore, unless you&#8217;re going to rely on miracles, the Jewish people cannot afford for all the Jewish lawyers in Baltimore to become full time Torah learners.</p>
<p>If Leizer Lawyer needs to spend 47% of his income having a lifestyle that would work for keeping his job, and another 47% paying tuition for his kids, that leaves only 6% for charity. But it&#8217;s still more than the nothing he&#8217;d be able to donate if he moved to Israel. Leizer doesn&#8217;t know Israel law, and does not have a license to practice law in Israel.</p>
<p>Tough economic times mean that there is less Tzedakah money to go around. I don&#8217;t see how this could translate in the Israeli Charedi community to anything other than less Torah learning. Maybe it would be possible for Leizer Lawyer to oursource some paralegal work to former Kollel students whose Talmudic study taught them logic, assuming their English is up to it.</p>
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		<title>By: Michoel</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-378001</link>
		<dc:creator>Michoel</dc:creator>
		<pubDate>Wed, 01 Jul 2009 13:39:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-378001</guid>
		<description>Chaim,
I hear, and I agree with you.  Your initial post came across as kind of critical sounding.  But I agree with you that there is a lot of gahsmius, a huge amount, that we in the US could trim off.  It is a huge avoda to raise modest, idealistic kids in America.  We got a nice dent in the front of our 10 year old mini van.  The insurance company wrote us a check for about $3,000 to fix the damage.  When I told my wife (who c&#039;muvan is more concerned about gashmius than a man) that we could fix the van or use it to pay tuition, she told me immediately that we should use to pay tuition.  Now I know that she notices when her friends get fancy new vehicles.  So I thought, Baruch Hashem I married such a holy woman.  But in Eretz Yisroel, people would laugh at the choice between fixing a dent and paying tuition (or some other basic need).  

With all due and enormous kavod to the Rabbanim in town here, perhaps takanos to spend less would have a lot more long term benefit then takanos to keep tzedaka local.  

I apologize for the tone of the previous email.  I misread your intent a little.</description>
		<content:encoded><![CDATA[<p>Chaim,<br />
I hear, and I agree with you.  Your initial post came across as kind of critical sounding.  But I agree with you that there is a lot of gahsmius, a huge amount, that we in the US could trim off.  It is a huge avoda to raise modest, idealistic kids in America.  We got a nice dent in the front of our 10 year old mini van.  The insurance company wrote us a check for about $3,000 to fix the damage.  When I told my wife (who c&#8217;muvan is more concerned about gashmius than a man) that we could fix the van or use it to pay tuition, she told me immediately that we should use to pay tuition.  Now I know that she notices when her friends get fancy new vehicles.  So I thought, Baruch Hashem I married such a holy woman.  But in Eretz Yisroel, people would laugh at the choice between fixing a dent and paying tuition (or some other basic need).  </p>
<p>With all due and enormous kavod to the Rabbanim in town here, perhaps takanos to spend less would have a lot more long term benefit then takanos to keep tzedaka local.  </p>
<p>I apologize for the tone of the previous email.  I misread your intent a little.</p>
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		<title>By: Chaim Fisher</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377997</link>
		<dc:creator>Chaim Fisher</dc:creator>
		<pubDate>Wed, 01 Jul 2009 06:38:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377997</guid>
		<description>Michoel, ashrecha.  

The point I&#039;m making is that it is impossible to dance in all the chassanas at once: to match the living standard of the goyish American middle class and still take out of one&#039;s income enormous sums of money for education which the goyim don&#039;t have to take out of their paychecks, and hold down a serious learning seder, which the goyim don&#039;t have to do, and still meet those same gentile outrageously high standards for cars, private home, clothes, restaurants, and so on.  As I said, &#039;they don&#039;t have any choice.&#039;

A lawyer in Baltimore cannot move his family into a dumpy three bedroom apartment and ride a bike to work so he can keep up a huge learning seder and pay all the schar limud and tell his family it&#039;s all for Torah.  He&#039;ll be out of a job.  Something&#039;s gotta give.</description>
		<content:encoded><![CDATA[<p>Michoel, ashrecha.  </p>
<p>The point I&#8217;m making is that it is impossible to dance in all the chassanas at once: to match the living standard of the goyish American middle class and still take out of one&#8217;s income enormous sums of money for education which the goyim don&#8217;t have to take out of their paychecks, and hold down a serious learning seder, which the goyim don&#8217;t have to do, and still meet those same gentile outrageously high standards for cars, private home, clothes, restaurants, and so on.  As I said, &#8216;they don&#8217;t have any choice.&#8217;</p>
<p>A lawyer in Baltimore cannot move his family into a dumpy three bedroom apartment and ride a bike to work so he can keep up a huge learning seder and pay all the schar limud and tell his family it&#8217;s all for Torah.  He&#8217;ll be out of a job.  Something&#8217;s gotta give.</p>
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		<title>By: Southern Belle</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377990</link>
		<dc:creator>Southern Belle</dc:creator>
		<pubDate>Wed, 01 Jul 2009 02:47:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377990</guid>
		<description>The pledge is to give 51% to local causes.  Doesn&#039;t that leave 49% to give to causes in Eretz Yisroel or other cities?  It&#039;s clearly not an all-or-nothing proposition and almost as money will be available to the non-local causes as the local ones.  So why begrudge a community that can garner such achdus and committment?</description>
		<content:encoded><![CDATA[<p>The pledge is to give 51% to local causes.  Doesn&#8217;t that leave 49% to give to causes in Eretz Yisroel or other cities?  It&#8217;s clearly not an all-or-nothing proposition and almost as money will be available to the non-local causes as the local ones.  So why begrudge a community that can garner such achdus and committment?</p>
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		<title>By: Raymond</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377989</link>
		<dc:creator>Raymond</dc:creator>
		<pubDate>Wed, 01 Jul 2009 02:12:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377989</guid>
		<description>I have another solution that would virtually guarantee that private, Jewish schools would almost immediately have far more money at their disposal than they do now, and that is to privatize all public school education.  

As things stand now, private schools have no realistic chance of surviving, as they simply cannot compete for funds with government-run schools, who have the advantage of getting taxpayers money.  As a result, those heroic parents who send their children to private school, have to pay for education twice: once for their own children, and then for some stranger&#039;s children who may not even value education in the first place.  

But nothing brings out cost-effectivness like the competition of the free market.  If all schools had no other funds at their disposal other than what they receive from private funds, they would be forced to produce the best product for the least expensive price.  But if things continue as they are, government schools will continue to take huge chunks of our tax money, to produce a truly rotten product, while private schools continue to struggle for survival despite producing far superior results.</description>
		<content:encoded><![CDATA[<p>I have another solution that would virtually guarantee that private, Jewish schools would almost immediately have far more money at their disposal than they do now, and that is to privatize all public school education.  </p>
<p>As things stand now, private schools have no realistic chance of surviving, as they simply cannot compete for funds with government-run schools, who have the advantage of getting taxpayers money.  As a result, those heroic parents who send their children to private school, have to pay for education twice: once for their own children, and then for some stranger&#8217;s children who may not even value education in the first place.  </p>
<p>But nothing brings out cost-effectivness like the competition of the free market.  If all schools had no other funds at their disposal other than what they receive from private funds, they would be forced to produce the best product for the least expensive price.  But if things continue as they are, government schools will continue to take huge chunks of our tax money, to produce a truly rotten product, while private schools continue to struggle for survival despite producing far superior results.</p>
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		<title>By: lacosta</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377975</link>
		<dc:creator>lacosta</dc:creator>
		<pubDate>Tue, 30 Jun 2009 20:37:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377975</guid>
		<description>the whole tzedaka industry could   use data accumulation.  especially in the
case of individuals , mail order, phone  solicitation.  
how does the network of meshulachim work, especially  individuals, who fronts them money to travel overseas?  how much are they bringing in? is the economy decreasing the return? 
in towns where literally hundreds, nay, thousands, come collecting per year, how can any average yossi pay his bills and them as well?

i don&#039;t understand orthonomics; it is trans-rational, and therefore enters the nes  category....</description>
		<content:encoded><![CDATA[<p>the whole tzedaka industry could   use data accumulation.  especially in the<br />
case of individuals , mail order, phone  solicitation.<br />
how does the network of meshulachim work, especially  individuals, who fronts them money to travel overseas?  how much are they bringing in? is the economy decreasing the return?<br />
in towns where literally hundreds, nay, thousands, come collecting per year, how can any average yossi pay his bills and them as well?</p>
<p>i don&#8217;t understand orthonomics; it is trans-rational, and therefore enters the nes  category&#8230;.</p>
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		<title>By: Bob Miller</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377971</link>
		<dc:creator>Bob Miller</dc:creator>
		<pubDate>Tue, 30 Jun 2009 14:13:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377971</guid>
		<description>Let&#039;s say you live, not in Baltimore or NYC, but in a small or medium size metropolitan area without a highest level yeshiva, so that students from your area would have to go elsewhere to get that level of education.  It makes sense to donate to one or more of those yeshivos, wherever they may be, if they attract residents of your area.</description>
		<content:encoded><![CDATA[<p>Let&#8217;s say you live, not in Baltimore or NYC, but in a small or medium size metropolitan area without a highest level yeshiva, so that students from your area would have to go elsewhere to get that level of education.  It makes sense to donate to one or more of those yeshivos, wherever they may be, if they attract residents of your area.</p>
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		<title>By: Michoel</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377970</link>
		<dc:creator>Michoel</dc:creator>
		<pubDate>Tue, 30 Jun 2009 14:00:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377970</guid>
		<description>R&#039; Chaim Fisher, 
 I live in Baltimore, my wife does have cleaning help before Pesach but not during the year (unless I count).  Her shaitel was ten years old until she recently got a new one from a friend for free.  We have one car which we got used and it is 10 years old.  If we didn&#039;t, our sons might have to walk 15 miles out to Owings Mills to go to cheder.  Do your kids walk 15 miles to cheder?  I pay in two tuitions more than you pay for all of yours, and that is after my steep deduction.  The amount of tzedakah that is given by the kehilla of Baltimore to Mosdos and individuals in Eretz Yisrael is probably in the range of $20,000,000 annually.  Yes, I will explain how I come to that number.  There is about $3,000,000 that goes to all m&#039;shulachim through the Agudas Yisrael charity fund to all m&#039;shulachim.  The large majority of m&#039;shulachim are from Eretz Yisroel.  The Agudah fund is a small percentage of the total tzedakah given.  It does not include cash given directly to m&#039;shulachim or check written to there mosdos, parlor meetings, the huge amount of direct mailings, Lev L&#039;Achim, EFRAT, Chinuch Atmai etc etc that all come to Baltimore and have fund raisers.  If the takanos can keep even $4,000,000 more in town, I would view that as a very positive development.  There are a large number of people here that are worse off then I am, although it is below the radar.

R&#039; Chaim, agav, is absolutely assur for people that live in Eretz Yisroel to complain.  

You are living below the poverty live but k&#039;nireh you can afford a PC and a web connection.  I don&#039;t have that at home. Nearly every yeshiva student in Eretz Yisroel has a Borsalino and a cell phone.  I don&#039;t have those things.  You learn and teach Torah.  Ashrecha!  Do you receive a stipend or modest pay check that comes, at least in part, from American tzedakah money?  If so, you need to make a very, very careful cheshbon as to whether it is really the right thing for you to indulge in owning a computer, as it is clearly not a life necessity.  

You certainly believe that Hakadosh Baruch Hu is going to give you parnassa, so what do you care if Baltimore takes care of its own people first?  Aderaba, as a ben Torah, you should be thrilled to see a kehilla committed to keeping the Shulchan Aruch.  Don&#039;t you agree with me?</description>
		<content:encoded><![CDATA[<p>R&#8217; Chaim Fisher,<br />
 I live in Baltimore, my wife does have cleaning help before Pesach but not during the year (unless I count).  Her shaitel was ten years old until she recently got a new one from a friend for free.  We have one car which we got used and it is 10 years old.  If we didn&#8217;t, our sons might have to walk 15 miles out to Owings Mills to go to cheder.  Do your kids walk 15 miles to cheder?  I pay in two tuitions more than you pay for all of yours, and that is after my steep deduction.  The amount of tzedakah that is given by the kehilla of Baltimore to Mosdos and individuals in Eretz Yisrael is probably in the range of $20,000,000 annually.  Yes, I will explain how I come to that number.  There is about $3,000,000 that goes to all m&#8217;shulachim through the Agudas Yisrael charity fund to all m&#8217;shulachim.  The large majority of m&#8217;shulachim are from Eretz Yisroel.  The Agudah fund is a small percentage of the total tzedakah given.  It does not include cash given directly to m&#8217;shulachim or check written to there mosdos, parlor meetings, the huge amount of direct mailings, Lev L&#8217;Achim, EFRAT, Chinuch Atmai etc etc that all come to Baltimore and have fund raisers.  If the takanos can keep even $4,000,000 more in town, I would view that as a very positive development.  There are a large number of people here that are worse off then I am, although it is below the radar.</p>
<p>R&#8217; Chaim, agav, is absolutely assur for people that live in Eretz Yisroel to complain.  </p>
<p>You are living below the poverty live but k&#8217;nireh you can afford a PC and a web connection.  I don&#8217;t have that at home. Nearly every yeshiva student in Eretz Yisroel has a Borsalino and a cell phone.  I don&#8217;t have those things.  You learn and teach Torah.  Ashrecha!  Do you receive a stipend or modest pay check that comes, at least in part, from American tzedakah money?  If so, you need to make a very, very careful cheshbon as to whether it is really the right thing for you to indulge in owning a computer, as it is clearly not a life necessity.  </p>
<p>You certainly believe that Hakadosh Baruch Hu is going to give you parnassa, so what do you care if Baltimore takes care of its own people first?  Aderaba, as a ben Torah, you should be thrilled to see a kehilla committed to keeping the Shulchan Aruch.  Don&#8217;t you agree with me?</p>
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		<title>By: too tired</title>
		<link>http://www.cross-currents.com/archives/2009/06/28/charitable-giving-and-the-recession/comment-page-1/#comment-377959</link>
		<dc:creator>too tired</dc:creator>
		<pubDate>Tue, 30 Jun 2009 05:07:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.cross-currents.com/?p=2165#comment-377959</guid>
		<description>ClooJew is 100 % wrong.  First of all, in the out-of-town community (Cincinnati) where I reside, day camp (!) costs more than monthly tuition. Second, the gedolim heve ruled that summer camp, even the sleepaway variety, is of paramount importance in a child&#039;s development in that it provides a safe,supervised and wholesome respite from the yitzrei hara that unfortunately abound in our larger cities.  As such,tuition committees are supposed to somewhat discount the price of camp as a factor in arriving at their decisions.  No one is saying that people should be allowed to take advantage of such a system, but to totally disallow camp to applicants for reduction would be draconian and counterproductive.</description>
		<content:encoded><![CDATA[<p>ClooJew is 100 % wrong.  First of all, in the out-of-town community (Cincinnati) where I reside, day camp (!) costs more than monthly tuition. Second, the gedolim heve ruled that summer camp, even the sleepaway variety, is of paramount importance in a child&#8217;s development in that it provides a safe,supervised and wholesome respite from the yitzrei hara that unfortunately abound in our larger cities.  As such,tuition committees are supposed to somewhat discount the price of camp as a factor in arriving at their decisions.  No one is saying that people should be allowed to take advantage of such a system, but to totally disallow camp to applicants for reduction would be draconian and counterproductive.</p>
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